Kirana Store Accounting App

Designed for the Mohalla Kirana

Pakistan has an estimated 600,000+ kirana stores. From corner-shop singles in small mohallas to multi-counter general stores in busy bazaars, kirana retail is the backbone of how Pakistani households shop. And running a kirana means juggling daily cash sales, regular customer udhar (the "khaata"), supplier accounts, and constant micro-decisions about pricing and stock.

AI Khata Book Pakistan's kirana store accounting app is built exactly for this reality. It's not heavy POS software for chains. It's not complex enterprise accounting. It's the digital equivalent of the notebook on your counter — but smarter, faster, and impossible to lose.

What Kirana Owners Track With Us

1. Customer Udhar (Mohalla Khata)

Your regular customers — Ali sahab, Nasreen baji, Hassan plumber — who buy on credit and pay end of month. Each gets their own khata with running balance.

2. Daily Cash Sale

While we don't replace a barcode POS, you can log lump-sum daily sales as Payment entries (e.g., "Counter cash 12,500" daily). Gives you weekly/monthly revenue visibility.

3. Supplier Accounts

Your milk supplier, biscuit distributor, bread vendor, FMCG wholesaler — track what you owe each one, and when you paid.

4. Shop Expenses

Bijli bill, gas bill, salary to helper, daily kharcha — all logged as Expense entries.

5. JazzCash / EasyPaisa / Raast Receipts

When a customer pays digitally, log it as Payment with reference number in description.

Why Kirana Owners Choose AI Khata Book

• No login, no OTP, no account creation. Open it like a notebook.
• Roman Urdu AI input. "Nasreen baji ne 850 ka samaan liya udhar" — done.
• WhatsApp reminders in your language. English, Roman Urdu, or proper Urdu (Nastaliq).
• Works on PKR 12,000 Android phones. Tested on low-end devices common in Pakistan.
• Free forever. No premium tier, no per-customer pricing.
• Privacy-first. Your mohalla's khata data stays on your phone.

A Day in the Life of a Digital Kirana

Imagine this is Tuesday morning, 8am. Bilal, who owns a kirana in F-7 Islamabad, opens his phone:

• 8:00am — Dashboard shows: 23 customers with active udhar, total PKR 47,800 outstanding.
• 10:15am — Aisha apa buys atta, dal, sugar worth 1,250 on udhar. Bilal taps the app, says into voice or types "Aisha 1250 udhar samaan", adds entry.
• 1:30pm — Sajid sahab pays 5,000 via JazzCash. Logged as Payment.
• 4:00pm — Biscuit supplier comes for his payment. Bilal pays 8,500, logs as Expense (supplier).
• 9:00pm — End of day. Quick dashboard glance. Sends a polite WhatsApp reminder to one customer who hasn't paid in 6 weeks.

Total time spent on accounting: ~3 minutes across the entire day.