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Pakistan's #1 Free AI Khata App

Smart Online Khata Book with AI

Free AI-powered ledger for shopkeepers, traders, rice mills & distributors across Pakistan. No signup. No login. Just open and start managing your udhar & payments.

✔ PDF Export
✔ WhatsApp Share
✔ Unlimited Customers
✔ Works Offline
✔ Mobile App (PWA)
✔ AI Powered

Customer Ledger

Live Preview

Active

Ali Rice Trader

5 bag rice udhar

- 12,500

Payment Received

JazzCash transfer

+ 5,000
Remaining Balance 7,500

Powerful Features for Pakistani Businesses

Everything you need to manage your shop's hisab kitab — built for speed, simplicity and Pakistan's small business reality.

📒

Unlimited Khatas

Add as many customers as you want. No limits, no paid tier.

🤖

AI Entry Detection

Type in Roman Urdu — AI fills the entry for you automatically.

📄

PDF Export

Download printable customer statements instantly.

💬

WhatsApp Share

Send payment reminders & balance summaries with one tap.

🔒

100% Private

All data saved in your browser. Nothing uploaded to any server.

📱

Install as App

Add to home screen — works like a native Android/iOS app.

📊

Smart Dashboard

Total udhar, total received, top defaulters — at a glance.

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Backup & Restore

Export all data as JSON. Import on another device anytime.

Business Dashboard

Total Customers

0

Total Udhar

0

Total Received

0

Net Balance

0

✨ AI-Powered Entry

AI Khata Assistant

Just type what happened in plain Roman Urdu or English — AI will create the perfect ledger entry for you.

Try these examples:

AI Detected:

💡 AI works out of the box. Add your own API key in Settings ⚙ for unlimited usage.

Your Live Ledger

Add customers, track udhar & payments — all auto-saved in your browser

Add New Entry

Ledger Entries

All transactions

Date Customer Type Amount
No entries yet. Add your first ledger entry above ↑

Total Udhar

0

Total Payment

0

Remaining Balance

0

Multiple Khata Styles

Pick a design that matches your business

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Modern Fintech

Premium dark UI with glassmorphism.

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اردو کھاتہ

Traditional Urdu Nastaliq ledger.

🧾

Invoice Style

Professional invoice-based layout.

🌙

Dark Mode

Eye-friendly dark glassmorphism.

Smart Sharing

Share Ledger on WhatsApp

Send instant payment reminders & complete khata statements to your customers — in English or Roman Urdu.

✔ Customer balance summary
✔ PDF attachment ready
✔ Urdu/Roman Urdu reminder messages
✔ AI-generated polite reminders
A

Ali Trader

WhatsApp Reminder

Salaam Ali bhai 🙏
Aap ka udhar baqi hai: PKR 7,500
Meherbani karke jaldi payment kar dein.
Shukriya — Ahmed Rice Store

Frequently Asked Questions

Everything about AI Khata Book Pakistan

Is AI Khata Book Pakistan completely free? +

Yes, 100% free forever. No signup, no subscription, no hidden fees. You can create unlimited customer ledgers and use all features at zero cost.

Do I need to create an account? +

No account required. Just open the website and start. Your data is stored locally in your browser — only you can access it.

Is my khata data safe? +

Absolutely. All data is stored in your browser's localStorage. Nothing is sent to our servers. We recommend using the Backup feature regularly to save a copy.

How does the AI feature work? +

Our AI assistant understands Roman Urdu and English. Type something like "Ali ne 5 bag rice liya 12500 ka udhar" and AI will automatically detect the customer, amount, type and description.

Can I use this on my mobile? +

Yes. The app is fully responsive and works on all Android phones, iPhones, tablets and computers. You can also install it as a PWA app on your home screen for an offline experience.

Can I share ledgers on WhatsApp? +

Yes. With one click you can send any customer's balance summary, full statement, or AI-generated polite reminder message directly to their WhatsApp number.